Q66: How can I stop my card being cloned/skimmed?

Skimming or cloning cards is when the details of your card from the magnetic strip are put onto a blank card and then the card is used without your knowledge or permission.

Always guard your card as you would with cash. Most larger stores and businesses now do not display the whole of your card number on the receipt making it harder to clone your credit card. Do not let the card out of your sight during a transaction. Some unscrupulous business will clone your card and use it before you even know about it.

When discarding your receipts, make sure that you shred them. Do not disclose your PIN number to anyone even if they say they are from the bank, police or a reputable business. No one but you needs to know your PIN.

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